Monthly Cash Flow Management Checklist

Keep your runway steady amid growth spikes—spot issues early and pivot fast.

• Review bank balances and reconcile all accounts (aim for 100% match).
• Track inflows: Invoice aging <30 days, chase overdue AR with automated reminders.
• Monitor outflows: Categorize expenses (fixed vs. variable) and flag variances >10%.
• Update rolling 13-week forecast: Adjust for seasonal trends (e.g., Q4 e-comm surges).
• Stress-test scenarios: What-if analysis for delayed payments or hiring ramps.
• Optimize working capital: Negotiate vendor terms (net-60 where possible).
• Review burn rate: Ensure monthly burn <20% of cash reserves.
• Automate alerts: Set thresholds for low cash (e.g., <3 months runway).
• Align with team: Share dashboard insights in weekly syncs.
• Document wins: Note efficiency gains (e.g., 15% faster collections).